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Optional Baggage Bundle

The Baggage Bundle adds extra protection for your belongings. With the Worldwide Trip Protector Platinum plan, the Optional Baggage Bundle increases your maximum benefit amount from $2,500 to $5,000. It also raises the per-article limit from $250 to $500 and adds coverage for sports, golf, and business equipment.

Plans that Offer This Benefit

Worldwide Trip Protector Platinum

Raises maximum benefit amount to $5,000, per-item limit to $500, and adds coverage for sports, golf, and business equipment.

Worldwide Trip Protector Deluxe

Not Available

Worldwide Trip Protector Essential

Not Available

A person wearing a hat, off-shoulder blouse, and denim shorts stands with a suitcase, holding a passport and a camera.

More Than Luggage – Coverage for Cards, Passports, and Peace of Mind

Imagine you’re flying overseas to attend a wedding. When you arrive, your checked luggage is missing. Inside were your dress clothes, shoes, and camera. In the chaos of it all, you also realize your passport has gone missing. The airline offers limited compensation. With insurance for your baggage, you could be reimbursed for those essential items like clothing and electronics, as well as the cost to replace your lost passport. This protection can help save you time, stress, and unexpected expenses. Travel already has enough surprises— insurance for your baggage can help make sure lost or damaged belongings don’t completely ruin your plans or your wallet.

What Baggage & Personal Effects Can Cover

This benefit covers baggage and personal effects that are lost, stolen, damaged, or destroyed during your trip or while checked with a common carrier.

You can be reimbursed for fees associated with the replacement of your passport, visas, and other travel documents which are lost, stolen, damaged or destroyed during your trip. This benefit can also reimburse for charges and interest incurred due to unauthorized use or replacement of your lost or stolen credit cards during your trip.

Optional Baggage Bundle*

The Baggage Bundle can add extra protection for your belongings. With the Worldwide Trip Protector Platinum plan, the Optional Baggage Bundle increases your maximum benefit amount from $2,500 to $5,000. It also raises the per-article limit from $250 to $500 and adds coverage for sports, golf, and business equipment.

Optional Cruise Bundle*

The Cruise Bundle can increase your maximum benefit amount for your belongings on your cruise. With the Worldwide Trip Protector Deluxe and Essential plans, you can purchase the Optional Cruise Bundle, which includes additional Baggage & Personal Effects coverage. For the Deluxe plan, it adds $1,000 to the maximum benefit amount, bringing the total coverage to $2,500. For the Essential plan, it adds $1,750 to the maximum benefit amount, bringing the total coverage to $2,500.

*Additional cost and terms apply to all optional bundles.

Read your plan document for full details. Coverage and benefit eligibility may vary by state.

Customizing Your Coverage is Easy as 1-2-3

Customizing your next adventure's coverage is easy—just enter your travel dates, destination, and a few quick details to get started. Explore personalized travel protection plans designed to fit your trip and budget, then add a bundle for extra coverage and peace of mind

Two hikers with backpacks and trekking poles take a selfie together on a mountain trail with a scenic valley and river in the background.
Tell us about your trip

Enter your travel dates, destination, and a few quick details to get started.​

Choose your travel protection plan

Browse coverage options based on your trip and budget. Each quote is designed to fit your needs.​

Add your bundle

Select your bundle for added coverage and peace of mind.

Additional Add-Ons
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Optional Hotel and Amusement & Theme Park Bundle
Don’t miss out on the magic due to weather emergencies or other disruptions. Customize your plan with this add-on and help make sure your tickets won’t go to waste.
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Optional Pet Bundle
Are you a pet parent? Add this warm and fuzzy bundle to your travel insurance to help lessen pet related risks.
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Optional Flight Bundle
Far-off places aren’t always easy to get to. If your trip has a number of connections, or there are multiple flights on your itinerary, it might benefit you to look into flight bundle add-on.
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Optional Cruise Bundle
Cruises come with their own unique set of travel challenges. Protect yourself on land and at sea, and boost your trip protection plan with a bundle built for any port-of-call.
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Optional Cancel & Interrupt For Any Reason
Work obligations? Family illness? This optional bundle allows you to cancel or interrupt your trip for any reason not otherwise covered by this plan. Additional terms apply. Not available on the Essential plan.
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Optional Baggage Bundle
Packing expensive equipment? You can protect those extras, like sports, business or golf equipment with a bundle built just for your valuable belongings. Available on the Platinum plan only.
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Optional Extreme Sports Medical Upgrade
Sitting on the beach isn’t for everyone. If you’re traveling for adventure, you may want to pack some extra medical expense-related coverage for extreme activities to help protect you in case the unexpected happens. Available on the Platinum plan only.
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Optional Rental Car Damage and Theft Coverage
Road tripping or driving long distances at your destination? Bundle your trip insurance with an add-on that can help protect your ride.
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Optional Trip Delay Upgrade
Need more coverage for potential travel delays? This upgrade, on the Deluxe plan only, increases coverage by $500, bringing the maximum benefit amount to $2,000.
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Frequently Asked Questions

Can travel insurance cover baggage damage?
Does travel insurance cover delayed baggage?
How much does insurance for baggage cost?
Is there a limit on how much I can be reimbursed for a single item?
Can I upgrade my coverage to include higher limits for items like electronics or sports equipment?
see all faqs

Find Your Perfect Travel Insurance Match

Coverage for Every Kind of Trip​

Trip insurance isn’t one-size-fits-all—because no two trips are the same. The right coverage depends on where you’re headed, how long you’ll be away, and what kind of traveler you are. Whether you’re a senior setting sail on a cruise, a student studying abroad, or planning to travel solo on a high-energy adventure, we make it easy to get a travel protection quote tailored to your journey. Select your traveler type or trip type to explore personalized plans—and discover travel protection to fit your needs, your pace, and your style of travel. ​

Education Center

Got a trip on the horizon? Let the excitement begin—because planning can be half the fun. Our Travel Insurance Education Center is packed with expert tips, destination guides, and real-world advice to help you plan with confidence and curiosity. Whether you're wondering what trip insurance covers, looking for a solid packing checklist, or just want to learn from other travelers’ stories, our blog and guides are here to make every step easier—and more enjoyable. Start exploring, get a personalized travel protection quote, and get ready for your trip feeling informed, inspired, and ready for anything.​

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