The Baggage Bundle adds extra protection for your belongings. With the Worldwide Trip Protector Platinum plan, the Optional Baggage Bundle increases your maximum benefit amount from $2,500 to $5,000. It also raises the per-article limit from $250 to $500 and adds coverage for sports, golf, and business equipment.
Raises maximum benefit amount to $5,000, per-item limit to $500, and adds coverage for sports, golf, and business equipment.
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Imagine you’re flying overseas to attend a wedding. When you arrive, your checked luggage is missing. Inside were your dress clothes, shoes, and camera. In the chaos of it all, you also realize your passport has gone missing. The airline offers limited compensation. With insurance for your baggage, you could be reimbursed for those essential items like clothing and electronics, as well as the cost to replace your lost passport. This protection can help save you time, stress, and unexpected expenses. Travel already has enough surprises— insurance for your baggage can help make sure lost or damaged belongings don’t completely ruin your plans or your wallet.

This benefit covers baggage and personal effects that are lost, stolen, damaged, or destroyed during your trip or while checked with a common carrier.
You can be reimbursed for fees associated with the replacement of your passport, visas, and other travel documents which are lost, stolen, damaged or destroyed during your trip. This benefit can also reimburse for charges and interest incurred due to unauthorized use or replacement of your lost or stolen credit cards during your trip.
The Baggage Bundle can add extra protection for your belongings. With the Worldwide Trip Protector Platinum plan, the Optional Baggage Bundle increases your maximum benefit amount from $2,500 to $5,000. It also raises the per-article limit from $250 to $500 and adds coverage for sports, golf, and business equipment.
The Cruise Bundle can increase your maximum benefit amount for your belongings on your cruise. With the Worldwide Trip Protector Deluxe and Essential plans, you can purchase the Optional Cruise Bundle, which includes additional Baggage & Personal Effects coverage. For the Deluxe plan, it adds $1,000 to the maximum benefit amount, bringing the total coverage to $2,500. For the Essential plan, it adds $1,750 to the maximum benefit amount, bringing the total coverage to $2,500.
*Additional cost and terms apply to all optional bundles.
Read your plan document for full details. Coverage and benefit eligibility may vary by state.
Customizing your next adventure's coverage is easy—just enter your travel dates, destination, and a few quick details to get started. Explore personalized travel protection plans designed to fit your trip and budget, then add a bundle for extra coverage and peace of mind

Enter your travel dates, destination, and a few quick details to get started.
Browse coverage options based on your trip and budget. Each quote is designed to fit your needs.
Select your bundle for added coverage and peace of mind.
Yes. If your baggage is damaged during transit – such as by an airline – Travel Insured International may cover the loss. You should first file a claim with the airline, as they are often responsible for the damage. After that, you can file a claim through travel insurance to recover any remaining costs not covered by the airline. This can include damage to clothing, personal items, or certain valuables. Remember, reimbursement is subject to your plan’s maximum benefit amount. For higher-value items, you may want to purchase one of our plans that offers an optional bundle for added coverage. (Additional cost and terms apply.)
Travel Insured offers an insurance benefit called “Baggage Delay.” If your checked luggage is delayed for a predetermined specific time period after you arrive at your destination, (typically 3, 6, or 12 hours, depending on your plan) you can be reimbursed for necessary items you need to buy while you wait. These include basics like clothing, toiletries, and other personal essentials. This benefit is especially helpful when bags don’t arrive on time, and you need to attend an event or continue traveling. Just keep your receipts for when you submit a claim.
The cost of travel protection with baggage coverage varies depending on your plan and any optional bundles you choose. Basic Baggage & Personal Effects coverage is included in most plans. If you need more coverage – for items like business or sports gear – you can buy an optional bundle. For example, the Optional Baggage Bundle increases your limit to $5,000. These optional upgrades come with an added cost. Pricing depends on your trip details, so we recommend getting a quote to discover the cost for your trip.
The cost of travel protection with baggage coverage varies depending on your plan and any optional bundles you choose. Basic Baggage & Personal Effects coverage is included in most plans. If you need more coverage – for items like business or sports equipment – you can buy an optional bundle. For example, the Optional Baggage Bundle increases your limit to $5,000. These optional upgrades come with an added cost. Pricing depends on your trip details, so we recommend getting a quote to discover the cost for your trip.
Travel Insured International offers optional bundles to increase your coverage limits. For example, with the Worldwide Trip Protector Platinum plan, you can purchase the Optional Baggage Bundle, which adds $2,500 to the maximum benefit amount (bringing the total to $5,000) and increases the per-article limit from $250 to $500. This bundle also adds coverage for sports equipment, golf equipment, and business equipment.
Trip insurance isn’t one-size-fits-all—because no two trips are the same. The right coverage depends on where you’re headed, how long you’ll be away, and what kind of traveler you are. Whether you’re a senior setting sail on a cruise, a student studying abroad, or planning to travel solo on a high-energy adventure, we make it easy to get a travel protection quote tailored to your journey. Select your traveler type or trip type to explore personalized plans—and discover travel protection to fit your needs, your pace, and your style of travel.

Got a trip on the horizon? Let the excitement begin—because planning can be half the fun. Our Travel Insurance Education Center is packed with expert tips, destination guides, and real-world advice to help you plan with confidence and curiosity. Whether you're wondering what trip insurance covers, looking for a solid packing checklist, or just want to learn from other travelers’ stories, our blog and guides are here to make every step easier—and more enjoyable. Start exploring, get a personalized travel protection quote, and get ready for your trip feeling informed, inspired, and ready for anything.
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While Travel Insured International does not allow you to purchase coverage after you've departed, you can purchase last-minute. Available coverage will vary, so we recommend purchasing early!
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