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Optional Extreme Sports Medical Upgrade

The optional Extreme Sports Medical Upgrade is designed for adventure seekers. It can provide medical expense coverage for covered injuries sustained while participating in adventure or extreme activities, helping travelers pursue their passions with more peace of mind.

Plans that Offer This Benefit

Worldwide Trip Protector Platinum

Available as an Optional Bundle

Worldwide Trip Protector Deluxe

Not Available

Worldwide Trip Protector Essential

Not Available

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Go Bold, Stay Covered

Ready to hit the slopes or dive into adventure? With the Extreme Sports Medical Upgrade, you can chase thrills with less worry! Imagine carving down the Alps and taking a tumble—this optional coverage can cover medical costs for those adrenaline-fueled mishaps that the base plan may not. So go ahead, live boldly and add this coverage to keep up with your wild side.

What The Optional Extreme Sports Medical Upgrade Can Cover

When purchased, this coverage can remove the Medical Expense benefit exclusion if you participate in adventure or extreme activities, riding or driving in any races, or participate in speed or endurance competition/events, except as a spectator.

Additional cost and terms apply. Read your plan document for full details. Coverage and benefit eligibility may vary by state.

Customizing Your Coverage is Easy as 1-2-3

Customizing your next adventure's coverage is easy—just enter your travel dates, destination, and a few quick details to get started. Explore personalized travel protection plans designed to fit your trip and budget, then add a bundle for extra coverage and peace of mind

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Tell us about your trip

Enter your travel dates, destination, and a few quick details to get started.​

Choose your travel protection plan

Browse coverage options based on your trip and budget. Each quote is designed to fit your needs.​

Add your bundle

Select your bundle for added coverage and peace of mind.

Additional Add-Ons
Add-on Benefits Icon
Optional Hotel and Amusement & Theme Park Bundle
Don’t miss out on the magic due to weather emergencies or other disruptions. Customize your plan with this add-on and help make sure your tickets won’t go to waste.
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Optional Pet Bundle
Are you a pet parent? Add this warm and fuzzy bundle to your travel insurance to help lessen pet related risks.
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Optional Flight Bundle
Far-off places aren’t always easy to get to. If your trip has a number of connections, or there are multiple flights on your itinerary, it might benefit you to look into flight bundle add-on.
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Optional Cruise Bundle
Cruises come with their own unique set of travel challenges. Protect yourself on land and at sea, and boost your trip protection plan with a bundle built for any port-of-call.
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Optional Cancel & Interrupt For Any Reason
Work obligations? Family illness? This optional bundle allows you to cancel or interrupt your trip for any reason not otherwise covered by this plan. Additional terms apply. Not available on the Essential plan.
Learn More
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Optional Baggage Bundle
Packing expensive equipment? You can protect those extras, like sports, business or golf equipment with a bundle built just for your valuable belongings. Available on the Platinum plan only.
Learn More
Add-on Benefits Icon
Optional Extreme Sports Medical Upgrade
Sitting on the beach isn’t for everyone. If you’re traveling for adventure, you may want to pack some extra medical expense-related coverage for extreme activities to help protect you in case the unexpected happens. Available on the Platinum plan only.
Learn More
Add-on Benefits Icon
Optional Rental Car Damage and Theft Coverage
Road tripping or driving long distances at your destination? Bundle your trip insurance with an add-on that can help protect your ride.
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Optional Trip Delay Upgrade
Need more coverage for potential travel delays? This upgrade, on the Deluxe plan only, increases coverage by $500, bringing the maximum benefit amount to $2,000.
Learn More

Frequently Asked Questions

Can I get travel insurance for skiing?
How much medical expense coverage do I need?
see all faqs

Find Your Perfect Travel Insurance Match

Coverage for Every Kind of Trip​

Trip insurance isn’t one-size-fits-all—because no two trips are the same. The right coverage depends on where you’re headed, how long you’ll be away, and what kind of traveler you are. Whether you’re a senior setting sail on a cruise, a student studying abroad, or planning to travel solo on a high-energy adventure, we make it easy to get a travel protection quote tailored to your journey. Select your traveler type or trip type to explore personalized plans—and discover travel protection to fit your needs, your pace, and your style of travel. ​

Education Center

Got a trip on the horizon? Let the excitement begin—because planning can be half the fun. Our Travel Insurance Education Center is packed with expert tips, destination guides, and real-world advice to help you plan with confidence and curiosity. Whether you're wondering what trip insurance covers, looking for a solid packing checklist, or just want to learn from other travelers’ stories, our blog and guides are here to make every step easier—and more enjoyable. Start exploring, get a personalized travel protection quote, and get ready for your trip feeling informed, inspired, and ready for anything.​

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