Rental Car Damage and Theft Coverage is an optional travel insurance benefit that protects you against costs from damage, theft, or loss of a rental car during your trip. It helps cover expenses if your rental car is involved in a collision, stolen, vandalized, or even damaged by natural disasters while in your possession. This optional benefit can give travelers peace of mind by reducing out-of-pocket costs related to rental car incidents, especially when traveling abroad or if your personal car insurance does not fully cover rental vehicles..
Optional - $50,000
Optional - $30,000
Optional - $30,000

Imagine renting a car while on vacation overseas. If the car is stolen or damaged in an accident, your personal car insurance might not cover you internationally or could have high deductibles. Without any rental car damage & theft coverage, you may get stuck with expensive repair or replacement costs. This benefit can help protect you from these unexpected costs, covering damage from collisions, theft, vandalism, or natural disasters. It could be especially helpful if you rent cars in unfamiliar places where your personal car insurance might not apply.

This benefit can cover damage to a rental car caused by collision, theft, vandalism, or natural disasters while the car is in your possession. If the rental car is stolen and not recovered, this coverage can help reimburse the rental company. It helps protect against losses that are beyond your control. However, damage due to your negligence or breach of rental contract is usually not covered. Certain vehicle types like trucks or campers may be excluded. Coverage applies to rentals both in the U.S. and internationally.
Additional cost and terms apply. Read your plan document for full details. Coverage and benefit eligibility may vary by state.
Additional cost and terms apply. Read your plan document for full details. Coverage and benefit eligibility may vary by state.
Customizing your next adventure's coverage is easy—just enter your travel dates, destination, and a few quick details to get started. Explore personalized travel protection plans designed to fit your trip and budget, then add a bundle for extra coverage and peace of mind

Enter your travel dates, destination, and a few quick details to get started.
Browse coverage options based on your trip and budget. Each quote is designed to fit your needs.
Select your bundle for added coverage and peace of mind.
Your personal car insurance may cover rental cars, but coverage can vary, especially when traveling internationally. Our optional Rental Car Damage and Theft Coverage can help protect you from unexpected costs not covered by your own insurance. It’s important to check your existing policies carefully to understand if and how rental cars are covered. Rental car coverage as part of a travel protection plan can offer additional peace of mind.
The cost of travel protection depends on the plan you choose and the level of coverage. To add on the optional Rental Car Damage & Theft Coverage, it is an additional cost. Because pricing can vary by plan and state, we recommend getting a quote for exact pricing details.
You can buy a travel protection plan from us and add on the Optional Rental Car Damage and Theft Benefit. You can always contact us to discuss options and get a quote. Please read the plan document carefully before purchasing to understand the benefits, exclusions, and limitations.
Trip insurance isn’t one-size-fits-all—because no two trips are the same. The right coverage depends on where you’re headed, how long you’ll be away, and what kind of traveler you are. Whether you’re a senior setting sail on a cruise, a student studying abroad, or planning to travel solo on a high-energy adventure, we make it easy to get a travel protection quote tailored to your journey. Select your traveler type or trip type to explore personalized plans—and discover travel protection to fit your needs, your pace, and your style of travel.

Got a trip on the horizon? Let the excitement begin—because planning can be half the fun. Our Travel Insurance Education Center is packed with expert tips, destination guides, and real-world advice to help you plan with confidence and curiosity. Whether you're wondering what trip insurance covers, looking for a solid packing checklist, or just want to learn from other travelers’ stories, our blog and guides are here to make every step easier—and more enjoyable. Start exploring, get a personalized travel protection quote, and get ready for your trip feeling informed, inspired, and ready for anything.
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