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Optional Rental Car Damage & Theft Coverage

Rental Car Damage and Theft Coverage is an optional travel insurance benefit that protects you against costs from damage, theft, or loss of a rental car during your trip. It helps cover expenses if your rental car is involved in a collision, stolen, vandalized, or even damaged by natural disasters while in your possession. This optional benefit can give travelers peace of mind by reducing out-of-pocket costs related to rental car incidents, especially when traveling abroad or if your personal car insurance does not fully cover rental vehicles..

Plans that Offer This Benefit

Optional - $50,000

Optional - $30,000

Optional - $30,000

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Protect Your Rental Car and Travel More Confidently

Imagine renting a car while on vacation overseas. If the car is stolen or damaged in an accident, your personal car insurance might not cover you internationally or could have high deductibles. Without any rental car damage & theft coverage, you may get stuck with expensive repair or replacement costs. This benefit can help protect you from these unexpected costs, covering damage from collisions, theft, vandalism, or natural disasters. It could be especially helpful if you rent cars in unfamiliar places where your personal car insurance might not apply.

What Does the Rental Car Damage & Theft Benefit Cover?

This benefit can cover damage to a rental car caused by collision, theft, vandalism, or natural disasters while the car is in your possession. If the rental car is stolen and not recovered, this coverage can help reimburse the rental company. It helps protect against losses that are beyond your control. However, damage due to your negligence or breach of rental contract is usually not covered. Certain vehicle types like trucks or campers may be excluded. Coverage applies to rentals both in the U.S. and internationally.

Additional cost and terms apply. Read your plan document for full details. Coverage and benefit eligibility may vary by state.

Additional cost and terms apply. Read your plan document for full details. Coverage and benefit eligibility may vary by state.

Customizing Your Coverage is Easy as 1-2-3

Customizing your next adventure's coverage is easy—just enter your travel dates, destination, and a few quick details to get started. Explore personalized travel protection plans designed to fit your trip and budget, then add a bundle for extra coverage and peace of mind

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Tell us about your trip

Enter your travel dates, destination, and a few quick details to get started.​

Choose your travel protection plan

Browse coverage options based on your trip and budget. Each quote is designed to fit your needs.​

Add your bundle

Select your bundle for added coverage and peace of mind.

Additional Add-Ons
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Optional Hotel and Amusement & Theme Park Bundle
Don’t miss out on the magic due to weather emergencies or other disruptions. Customize your plan with this add-on and help make sure your tickets won’t go to waste.
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Optional Pet Bundle
Are you a pet parent? Add this warm and fuzzy bundle to your travel insurance to help lessen pet related risks.
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Optional Flight Bundle
Far-off places aren’t always easy to get to. If your trip has a number of connections, or there are multiple flights on your itinerary, it might benefit you to look into flight bundle add-on.
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Optional Cruise Bundle
Cruises come with their own unique set of travel challenges. Protect yourself on land and at sea, and boost your trip protection plan with a bundle built for any port-of-call.
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Optional Cancel & Interrupt For Any Reason
Work obligations? Family illness? This optional bundle allows you to cancel or interrupt your trip for any reason not otherwise covered by this plan. Additional terms apply. Not available on the Essential plan.
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Optional Baggage Bundle
Packing expensive equipment? You can protect those extras, like sports, business or golf equipment with a bundle built just for your valuable belongings. Available on the Platinum plan only.
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Optional Extreme Sports Medical Upgrade
Sitting on the beach isn’t for everyone. If you’re traveling for adventure, you may want to pack some extra medical expense-related coverage for extreme activities to help protect you in case the unexpected happens. Available on the Platinum plan only.
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Optional Rental Car Damage and Theft Coverage
Road tripping or driving long distances at your destination? Bundle your trip insurance with an add-on that can help protect your ride.
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Optional Trip Delay Upgrade
Need more coverage for potential travel delays? This upgrade, on the Deluxe plan only, increases coverage by $500, bringing the maximum benefit amount to $2,000.
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Frequently Asked Questions

Does my car insurance cover rental cars?
How much does rental car insurance cost?
How do I buy rental car travel insurance?
see all faqs

Find Your Perfect Travel Insurance Match

Coverage for Every Kind of Trip​

Trip insurance isn’t one-size-fits-all—because no two trips are the same. The right coverage depends on where you’re headed, how long you’ll be away, and what kind of traveler you are. Whether you’re a senior setting sail on a cruise, a student studying abroad, or planning to travel solo on a high-energy adventure, we make it easy to get a travel protection quote tailored to your journey. Select your traveler type or trip type to explore personalized plans—and discover travel protection to fit your needs, your pace, and your style of travel. ​

Education Center

Got a trip on the horizon? Let the excitement begin—because planning can be half the fun. Our Travel Insurance Education Center is packed with expert tips, destination guides, and real-world advice to help you plan with confidence and curiosity. Whether you're wondering what trip insurance covers, looking for a solid packing checklist, or just want to learn from other travelers’ stories, our blog and guides are here to make every step easier—and more enjoyable. Start exploring, get a personalized travel protection quote, and get ready for your trip feeling informed, inspired, and ready for anything.​

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