Please Note: Each of our Worldwide Trip Protector plans include the Travel Medical Insurance and Medical Evacuation coverage described below, as well as Trip Cancellation and Interruption and Baggage Delay, Loss, Theft, and Damage. You can also view our complete Plan Comparison Charts and Benefit Explanations.


If You Don't Go Without Health Insurance at Home, Why Take the Risk While You're Away?

Travel Insured provides coverage for medical expenses incurred during travel, particularly outside of the U.S., that health insurance providers frequently deny as out of network. With the medical benefits included in our plans, you can help ensure access to quality medical treatment wherever you travel and protect yourself from unexpected travel medical and evacuation expenses.

Our Worldwide Trip Protector plans include:

  • Coverage for medical expense due to accident or sickness while you’re away
  • Hospital admission guarantee, with advance payment if required
  • Physician-coordinated emergency evacuation and transportation home due to medical reasons
  • Trip Cancellation or Trip Interruption due to a medical reason affecting yourself, or your spouse, child, parent, domestic partner, or other family member (even if the other person is not insured or not traveling)

Travel Medical / Medical Evacuation Benefits

   

Worldwide Trip Protector

Worldwide Trip Protector Lite

Accident and Sickness Medical Expense tooltip
$100,000
$10,000
Dental Expense tooltip
$750 $750
Medical Evacuation and Repatriation of Remains tooltip
$1,000,000 $100,000 (Optional upgrade available for an additional $100,000 coverage)
Pre-existing Medical Conditions Exclusion Waiver* tooltip
Available*  

Medically Related Reasons Covered for Trip Cancellation/Interruption

   

Worldwide Trip Protector

Worldwide Trip Protector Lite

Sickness (you or family) tooltip
Pre-existing Medical Condition Exclusion Waiver* tooltip
 
Injury (you or family) tooltip
Death (you or family) tooltip

Non-Insurance Medical Assistance Services

   

Worldwide Trip Protector

Worldwide Trip Protector Lite

Medical Referral Included Included
Hospital Admission Guarantee tooltip
Included Included
Inoculation Information Included Included

*Waiver of the Pre-existing Medical Conditions Exclusion

The Pre-existing Medical Conditions Waiver is available in Worldwide Trip Protector if you purchase your plan within 21 after your trip deposit date. The Pre-existing Medical Conditions Waiver is not purchased separately.

The Pre-existing Medical Conditions Waiver applies to Accident and Sickness Medical Expense, the Medical Upgrade, and medically related reasons for Trip Cancellation.

Please read the plan document for full details on this exclusion waiver.

From U.S. State Department's Traveler's Checklist:

"Make sure you have health insurance whenever you are traveling abroad. If your U.S. health care plan does not cover you overseas, consider buying supplemental insurance to cover medical costs and emergency evacuation. Foreign hospitals and doctors often require payment in cash, and Emergency medical evacuation can cost up to $100,000. Social Security and Medicare does not provide coverage outside of the United States."

Travel Medical Only Coverage

If you are looking for Travel Medical coverage, Travel Insured now offers our Travel Medical Protector Plan. It is only available to those traveling internationally and does not include Trip Cancellation. For more information on our Travel Medical Protector Plan please review the plan details page or call a customer care representative at 1-855-752-8303.

Coverage and benefit eligibility may vary by state.